Understanding Personal Injury Claims for Motorcyclists


There are unique risks for motorcyclists on the road as, unlike drivers in enclosed vehicles, they have little protection in a crash. This can make injuries far more severe and legal claims more complex as a result. If you are a motorcyclist and find yourself involved in an accident, understanding your legal rights is crucial. The nuances of a personal injury lawsuit, such as that you may only have up to two years to file a personal injury lawsuit, can be complicated. Additionally, knowing how liability is determined, what damages you can claim, and when to seek legal help can all make the difference between securing fair compensation and not.

Common Causes of Motorcycle Accidents

Motorcycle accidents happen for a variety of reasons, but they are often due to the negligence of other drivers on the road. Some of the most common causes of these accidents include:
1. Distracted driving: Drivers texting or adjusting their GPS often fail to notice motorcycles in their blind spots
2. Failure to yield: Many motorcycle crashes happen when drivers misjudge a bike’s speed and turn in front of it
3. Road hazards: Potholes, debris, and uneven pavement pose serious dangers to two-wheeled vehicles
4. Weather conditions: Rain, fog, and strong winds can make riding dangerous, especially if drivers fail to adjust their behavior
5. Reckless driving and lane splitting: Speeding, tailgating, and unsafe lane changes endanger motorcyclists, particularly in states where lane splitting is legal

By understanding what caused your motorcycle accident, you can determine where the liability exists and pursue compensation accordingly.

Determining Liability in a Motorcycle Accident

To win a personal injury claim, a motorcyclist must prove that another party was at fault for their accident which typically involves showing that they acted with negligence. The key factors in determining liability in a car accident include:
- Negligence: If a driver was speeding, texting, or ignoring traffic laws, they could be held responsible
- Comparative vs. contributory negligence: Some states follow a comparative negligence system, meaning a motorcyclist can still recover damages even if partially at fault. Others follow contributory negligence rules, though, where even a slight fault could prevent you from receiving compensation
- Evidence collection: Police reports, witness statements, traffic camera footage, and accident reconstructions help establish fault

Steps to Take After a Motorcycle Accident

Nobody wants to be involved in a car accident, let alone a motorcyclist, but the unfortunate reality of the road is that these accidents do happen. Luckily there are a few steps you can follow in order to protect yourself legally and financially:
- Prioritize safety. Move to a safe location and seek medical help if needed, but remember that even if you feel fine, injuries can appear later.
- Document the scene. Take photos of the vehicles, road conditions, and any visible injuries, and be sure to get witness contact information.
- Call the police. A police report provides an official record of the accident, which will be critical for your claim.
Notify your insurance provider. Report the accident, but avoid admitting fault or giving recorded statements without legal advice.
- Consult an attorney. Before discussing the accident with insurance companies, seek legal guidance to avoid lowball settlements.

Types of Compensation Available for Injured Motorcyclists

As a motorcycle accident victim, there are a few different types of damages you may be entitled to. The first and most common include economic damages which specifically cover financial losses such as medical expenses, surgery costs, ongoing treatment costs, lost wages, and property damage. The second type you may be entitled to is non-economic damages which are more complicated.

Non-economic damages address the emotional and physical toll of the accident that occurred. The most common types include:
- Pain and suffering: Compensation for physical pain and emotional distress.
- Loss of enjoyment of life: If injuries prevent you from riding or engaging in hobbies.
- Emotional distress: Anxiety, PTSD, or depression resulting from the crash.

There are also rare cases following a motorcycle accident in which the court will award punitive damages that are meant to punish reckless behaviors such as drunk driving or road rage. These damages are meant to serve as a deterrent for future misconduct.

Common Challenges in Motorcycle Injury Claims

Motorcyclists often face significant obstacles when they are seeking compensation with some of the biggest challenges being bias against motorcyclists on behalf of insurance adjustors and juries, insurance company tactics designed to minimize payouts, and the complications with proving pain and suffering. This is why ensuring you hire a lawyer who has experience with motorcycle accidents and who understands these challenges is so crucial, as it will allow you to improve your chances of a fair settlement.

When to Hire a Motorcycle Accident Lawyer

While certain minor car accidents may not justify hiring legal representation, it is still considered a best practice to always hire a lawyer to protect yourself legally. This is especially true in cases where there were severe injuries or long-term medical issues resulting from the crash, disputed liability in the crash, or unfair settlement offers from insurance companies that you don’t know how to argue against.

An experienced motorcycle accident lawyer can help you understand the nuances of personal injury law while also advocating for your best interest.

Protect yourself after a car accident

Motorcycle accidents can be life-altering experiences, but understanding your legal rights will help you to secure fair compensation. By knowing the common causes of crashes, how liability is determined, and what damages you are able to claim, you can navigate the legal process with great confidence. Consult with a skilled attorney if you are ever unsure of how to proceed with your case and don’t settle for less than you deserve. Always fight to protect your rights and seek justice. 

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Posted - 02/02/2025