3 Myths About Personal Injury Cases

Many people believe that the insurance company will fairly compensate them after a personal injury.

The insurance companies have their best interests in mind, which means that they will usually offer the lowest possible payout. Insurance companies are a business and that means they need to maximize their profits and they will not turn a profit if they keep handing out large payouts. Ultimately, their main priority is their bottom line rather than their clients. If you want a bigger and better payout, then you need to hire a personal injury lawyer to negotiate with the insurance company on your behalf. If you don’t, then you could end up paying a lot of the medical expenses out-of-pocket.

Some people hold the belief that the party that caused the injury has to pay for your compensation themselves. This can make some people reluctant to seek the compensation that they need out of fear that they will end up putting someone in dire financial straits.

It is the insurance company of the at-fault party that pays your compensation. The insurance company pays for your medical bills, lost wages, damaged property, and other injury-related expenses. If the other party is uninsured or underinsured—which means that they do not have enough insurance to pay for your damages, then your own insurance company should cover the expenses. Filing a lawsuit against the uninsured or underinsured person is an option but it is usually not worth it. The reason is that someone who cannot afford insurance is unlikely to have the money to pay you.

Many people believe that hiring a lawyer will be too expensive and will end up costing them more than they earn from the compensation.

Most personal injury attorneys offer free consultations so you can speak with them about your case without having to pay them. If they decide that your case does not need a lawyer, or perhaps needs a different kind of lawyer, then you will not have to pay a dime. However, if they decide that your case is worth pursuing, then they will take you on as a client. You still will not have to worry about payment because most personal injury attorneys operate using a contingency fee.

This means that they do not get paid unless your case is successful, in which case they get a percentage of your compensation. That percentage is agreed upon upfront when they decide to take your case. Since the lawyer gets a percentage of your compensation, it is in their best interest, as well as yours, that they do the best job they can and that they get you the biggest compensation possible.

If you have suffered a personal injury, then you will need all the help that you can get, so do not let any false claims about personal injury cases get in your way. The best thing you can do to dispel any of the myths about personal injury cases is to hire an experienced attorney. Not only will you realize that they are actually affordable, you will also realize that they are the best chance you have of getting a reasonable settlement from the insurance companies. So contact an experienced personal injury attorney as soon as possible.