Lisa Espada
Consumer Attorney
Law Office of Lisa J. Espada
Contact Information
415-504-6195, lisa@sfbay-law.com
Website
Biography
No Information added
Areas of Law and Practice
Areas of Law | Areas of Practice |
---|---|
Bankruptcy | Bankruptcy Chapter 7, Bankruptcy Chapter 13, Bankruptcy Litigation, Bankruptcy Mediation, Consumer Bankruptcy, Debt Relief, Debtor Bankruptcy, Foreclosures, Fraudulent Conveyance, Insolvency, Personal Bankruptcy, Receivership, Repossessions |
Consumer Law | Consumer Arbitration, Consumer Class Actions, Consumer Collections, Consumer Credit, Consumer Credit Compliance, Consumer Finance, Consumer Fraud, Consumer Litigation, Consumer Protection, Consumer Rights, Fair Credit Reporting Act |
Debtor and Creditor | Debtor and Creditor Collections, Debtor and Creditor Remedies, Debtor and Creditor Reorganization, Debtor and Creditor Rights, Debtor and Creditor Workouts, Debtors Rights, Fair Debt Collection Practices Act |
Litigation | Civil Litigation, Federal Civil Litigation, Federal Litigation, Trial Practice |
Jurisdictions
- California
Employment History
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Principal | Law Office of Lisa J. Espada
2012 - 2016
Debt Collection Defense:
I provide affordable representation to consumers and small business owners who have been sued by creditors and debt buyers. Many cases are dismissed, and many others are settled for a small fraction of the original demand.
Default Judgments:
It is commonplace in debt collection litigation for consumer defendants to be unaware of a lawsuit or judgment until the creditor takes steps to collect the judgment. That is often the result of faulty service of process. I handle motions to set aside default judgments, so that my clients' rights are protected.
Consumer Protection Litigation:
I represent consumers in Fair Debt Collection Practices Act (FDCPA) actions, to achieve justice against careless and unethical debt collectors and debt buyers. I also represent consumers for claims under the Equal Credit Opportunity Act (ECOA) and the Consumer Legal Remedies Act (CLRA).
Consumer Bankruptcy:
I handle consumer bankruptcy cases in the Northern District and Eastern District of California. I offer discounted fees to seniors (age 65 and over) and clients with disabilities. I enjoy helping my clients become debt-free.
Education
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J.D. | Golden Gate University
1995 - 1999
Attorney Rating and Feedback
Publications and Presentations
No Publications
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TYPICAL HOURLY RATE: --
TYPICAL FIXED FEE: --
TYPICAL CONTINGENCY FEE: -- -
San Francisco, California, San Francisco County
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